Banking and Finance

The Firm is counsel to several banks and other financial institutions and represents lenders in asset-based loans and with respect to permanent and construction financing. The Firm drafts and reviews documents for real estate and commercial loans, including secured, unsecured, revolving line of credit, and inventory and accounts receivable financing transactions.

The attorneys of the Firm have extensive experience with Small Business Administration ("SBA") loans having represented many lenders and borrowers in hundreds of SBA 7(a) and 504 loans. On staff are attorneys that are SBA Certified and Designated Closing Counsel, having attended and passed SBA-approved courses. The Firm's relationships with the SBA departments at many local and national financial institutions enable its attorney's to make the processing and closing of these specialized transactions as "pain free" and smooth as possible.

The following represent some of the areas in which the Firm’s attorneys are experienced in banking and financing law:

• Structuring, negotiating and documenting the transaction.
  
• Creating and perfecting security interests in all types of collateral.
  
• Assessing state and local tax issues concerning loan transactions.
  
• Providing legal opinions and evaluating applicable laws, regulations, codes and ordinances concerning environmental, land use, zoning and related issues.
  
• Conducting public records searches and providing title insurance for lenders.
  
• Performing due diligence investigations and reviewing and evaluating corresponding documents and materials.

In addition, the Firm represents its respective lender and borrower clients in foreclosures and sophisticated loan workouts. We are available to assist you with your financing transactions and are certain that you will find our experience and expertise in banking and loan transactions invaluable. Please contact us at any time to address the legal needs you may have in the banking and financing arena.

or further information contact:

Mitchell C. Fogel, Saara J. Pekale